Yes, According to this article, I found on

www dot long-term-care-insurance-planners dot com

It seems like it is a good idea to buy it at younger age as premium is less. You can read more about it on its website.

I prefer short term coverages for health insurance. Unless you really are accident prone or you have an illness. If you are a regular person, you're not going to need health insurance everyday so you may be paying for a long time while you have only used health insurance a few times or none at all.

I think you should. Personally speaking, you can never be too sure regardless if you’re a careful gal or a person who has no family history of whatsoever. Accidents do happen and it happens everywhere, add the fact that certain diseases or ailments can skip a family generation that kept itself hidden in your DNA. My advice, prioritize LTC before your car. It is a better personal investment. If you want to know more, you can read some materials here on