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17 y
Similar thing with my in-laws
My father-in-law made a decision to quit his job of 30 years after the company was sold to a European conglomerate - he had worked as a Master Machinist all of those years and had not taken any classes in computer literacy (programming for automated machining,etc.). At the time, it seemed like a wise move - he could collect his pension and find a job doing the same thing at another place. Well...his age nearly put him OUT of the employment pool.
To make a long story short, he and his wife had never saved a single dime throughout his career. His wife had to work, full-time, in order to secure medical benefits and he remained unemployed for 3 years. I kept telling him that things would fall into place when they were meant to, in the manner that they were meant to. His efforts at finding a job would be rewarded, in due time. They finally were and he's now working a great job (albiet VERY physical), but he just turned 62 and is finally relaxing about the financial situation. In fact, he has wisely decided to start putting money aside - thank God!
My suggestion is that you and your husband must follow your hearts. If you feel that you would be happier living in the city, then DO it! He'll likely find a position and you'll be able find something, as well. The only problem with living in a condo (or, ANY Owners' Association situation) is that you will be required to pay your condo fees each year, AND any other costs that the Association members feel must be met: the balconies are in need of replacement, so it will require every co-op member or condo-owner to cough up 10K to have it done, etc. That's the ONLY drawback of living in an Association situation.
You and your husband will make the best decisions for your Selves and each other. God bless you and best wishes!