Yeah, I don't like going to the gyn either and reading your post, I'm embarrassed to say that I haven't been for I don't know how long. But I haven't had any problems and since I'm not active it's not a big issue.
But on a naughty note... I was thinking about going to the gynecologist down the street from my house because hell, he's 6'4 and looks too fine. My fear is he'll show up start the exam and say, "Well, I guess lubricant won't be necessary here."