In my opinion, the reason banks are starting to charge for cash deposits is because they know, like we should, that the dollar is nothing more than monopoly money. Totally worthless. It's ONLY backed by the "full faith and credit of the United States". Does that sound like legal mumble jumble for I ain't got no money so can I charge it and pay you back later? That's exactly what it is. Well their faith and credit has run out. The Federal Reserve is the main consumer of US debt now days. And even they are out of money now even though they own the legal counter-fitting press. So get ready.