You said; "Maybe this is just dreaming but it sure feels like an OBE to me when I go to sleep with all the funny noises (bells, bees) and sensations I'm feeling like rushing wind going past me as if I'm traveling with the speed of light or some type of energy very pleasantly dancing on my chest."
You know that is not a dream... I don't hear the buzzing and such... but I have been having a few so called flying dreams lately that take me to some new aspect of earth... It is so weird.
"I get frightened, terribly frightened so I keep my "eyes" closed. I can feel and perhaps see a white light encircling me. My eyelids light up so bright, but I'm too afraid to open my eyes. I'm glad I'm given the choice to keep my eyes closed. I'm so chicken." It is for a good reason you do not...tempted with leaving your body permanently... your soul may sky up and leave... and leave behind a souless body that will cause havoc until your body dies or a walk in takes over.