And PayPal requiring 1099's? that's bad because once you sign one of those you've agreed to be a "Taxpayer".
What is even worse is that the banks (and alot of the employers) don't even send you the IRS Form W-9 to sign in most instances, all they seem to have is an ssn, and they put that on the form for you to send that to the IRS. No signature seems to be necessary.
And those forms are suppose to be updated every year, per each taxable year. So much of the law is tossed in the basket. So much denial of the due process of the law.