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It is true. Naturally, women live longer so they age longer and the need for long term care insurance tantamounts to a certain degree. On average, women live five to seven years longer than men. Since this is the case, they are more likely to need long term care for extensive periods of time.
Of course. It should be one of the features that one looks if theyre considering a long-terrm care insurance. Basically, it protects your insurance policy from the effects of inflation by increasing your benefit over a number of years. With a high level of inflation protection, your LTCI policy can have double the maximum daily benefit in as little as 15 years. However, inflation protection is more expensive for those who buy their policies at an older age.
RICHMOND, Va. – A federal judge in Virginia has declared the Obama administration's health care reform law unconstitutional.
U.S. District Judge Henry Hudson is the first judge to rule against the law, which has been upheld by two others in Virginia and Michigan.
Virginia Attorney General Ken Cuccinelli filed the lawsuit challenging the law's requirement that citizens buy health insurance or pay a penalty starting in 2014.
He argues the federal government doesn't have the constitutional authority to impose the requirement.
Other lawsuits are pending, including one filed by 20 states in a Florida court. Virginia is not part of that lawsuit.
The U.S. Justice Department and opponents of the health care law agree that the U.S. Supreme Court will have the final word.
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