Hey its tough going isnt it?
Ive been there, I was with someone for seven years and it got to the stage where I felt more like his sister than girl friend.
I just fell out of love with him, and thats what`s happened to you.
He is no longer a challenge to you and in fact is holding you back from your dreams.
"Why doesnt he travel, whats he so afraid of".
In answer to that, he probably has all that he wants in life, maybe he is just not the adventurous type.
"And thats ok" because thats just who he is.
But you on the other hand are curious about the world and should be alowed to be yourself too.
I guess sometimes we just grow out of people, "we change".
Its no ones fault it just happens.
What ever you do, "dont marry him, that would be crazy", I know you feel guilty, "So did I".
But isnt it better to be honest to him and yourself?
Your relationship is over, and now its time to tell him.
Maybe wait till after New Years Eve "too painfull"
In time he will get over it.
My x is happily married now, and Im so happy about my decision.
There is nothing worse than being trapped.
You could always leave out the personal stuff, and tell him that you are going to do some traveling, and because you feel it would be unfair to ask him to wait you feel it best to set him free.
That way you are leaving out all the heartbreaking painfull stuff.
Give him a break and do it that way, it will be tough enough losing you without feeling rejected too.
Good luck to you kid,It gets better believe me.
"Send me a postcard from Paris"