I'm going to inject a little different perspective than what you are responding to.
Education and technology are wonderful but the farther we "advance" in that direction the easier it is for many of us to forget that we are an eternal spirit - separate from our body. Even the Western religions have that knowledge thoroughly confused because they too have lost or more appropriately denied the teachings of the those who came and preached to them. You do not have to be religious to recognize yourself as spirit - in fact, many of those that I know who recognize themselves as spirit abhor religion because of the dogmas. Many, many people are very psychic and have been all their lives - in fact everyone is psychic, all we have to do is to get in touch with that aspect of ourselves.
I have worked on a psychic level for more than 30 years assisting others in their spiritual growth. Many people I've worked with have asked about departed relatives and many times the departed spirit is lost, they have not found their next step, or the tunnel, or the angels of light. I have techniques that I use to assist them to make that next step and connect with entities of light and have been successful on several occasions. My view is that there is no punishment after death, only love and light as Rudi has posted so many times. What does happen though is there are many departed spirits who are in torment because they can't find that light, or that entity of brightness who will guide them back to the All That Is. Most of the time it is because they as spirit don't accept the fact that they no longer have a body and are trying to stay tied to this reality and are unwilling to let it go. That's exactly what "ghosts" are. Yes, I've been able to assist "ghosts" to move on from homes or places that they were not welcome by those who were living with them. In fact, I was able to assist a close relative in that regard who I found following me around a few days after his death. I asked him how things were going and he replied "I want to go home." Hey - without a body that isn't possible so I found some entities of light and asked them to help him and he was able to move on. Again, there are wandering or tormented souls who have not found that light and that could easily be what the person whose post you are responding to is experiencing. By the way, I did have a NDE at a very early age, but without the tunnel and somewhat different than most. (Rudi - I'll post it one of these days.)
"......To be one of those who shows ghosts and other wandering fragmented people to the Light--that is good to tell about in a palace, mead hall, highland pub, or the lonely cold halls of modern cyberpalaces. The roses die on the thistled vines...is good known only to God/yah? Oh, Love, who kisses and loves the thorns themselves and scatters the browned petals in the north winds, send us souls who awaken our numbed souls."
Thanks. I've been in cyber space since it was born (started programming computers more than 40 years ago), but that was the first time I've ever mentioned a little of what I do in that area. My family knows, and those who trained me know. I was a total doubter until I was told more than 30 years ago that I was spirit - not my body. I learned meditation first and soon discovered things happening that were not body experiences. In fact, even before the self-discovery as spirit (one must experience one's self as spirit - books don't really help) I discovered people who were doing hands on "healing" (not body level or religious either) and it was working for me, but I always had to run to someone else for help. I eventually found that I could help myself - and eventually others too. Everyone has that ability.
I remember the Great Depression and the world before cell phones, TV, hydromatic (the first automatic transmission, for the uninformed) and many many other things. Even remember visiting a relative in rural Kentucky who still had a telephone with a handle and an 8 party line where when you cranked the phone everyone on the party line would listen. Anyway, not to long ago my son asked me "What would it be like if we had another depression?" My response was along the lines of "...does that mean people would have to give up their iPod, or their second or third car?" I see homes in my neighborhood with motor homes, boats, off road vehicles and many other leisure time perks parked in their yard - and almost none of that existed in the 1930s. We are so focused on the material and what is the next techie thing we're going to get that it is easy to forget that there is a higher purpose for being here.