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It is true. Naturally, women live longer so they age longer and the need for long term care insurance tantamounts to a certain degree. On average, women live five to seven years longer than men. Since this is the case, they are more likely to need long term care for extensive periods of time.
Of course. It should be one of the features that one looks if theyre considering a long-terrm care insurance. Basically, it protects your insurance policy from the effects of inflation by increasing your benefit over a number of years. With a high level of inflation protection, your LTCI policy can have double the maximum daily benefit in as little as 15 years. However, inflation protection is more expensive for those who buy their policies at an older age.
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