Blog: QI (Chi) Pig
by Wrenn

Free Credit Report

US Federal Trade Commission
has a link for us to get 3 free credit reports per year.
This was made a legal law that these companies
must supply , fix, & send back corrected reports
within 30 days, as well as notifying
ALL other national credit reporting companies
of the corrected report.

Date:   4/9/2006 3:14:09 PM   ( 11 y ) ... viewed 2053 times

Hi,

Are you aware that you are entitled now legally to get 3 free credit reports per year, from 3 separate companies?

Yes, the federal government supplies us with the only LEGAL real link as well,
to obtain them by.

I did one of the companies and was amazed at about 9 indiscrepancies on my report
of negative information !

I will now be supplying the credit reporting company the needed information to prove
that in fact those debts were paid off, since I have files proving it.

Once the reporting company gets that information,
they have 30 days to fix the report, & to send you a copy
of the corrected report free of charge.
They must also supply a copy of the corrected report
to ALL nationwide credit reporting agencies.

A good strategy, is to correct one company
and then get your next free report
from the next major reporting company in 4 months.
If anything still shows up at that time,
you will be able to address the issue
with the corrected copy from the first company.

So break it up, every 4 months:
hit one of the big 3 with a free report request,
& you will maintain current accurate credit information.

________________________________________________________

Here is the US government website with a link to the free reports.
When you follow the link, select ONE company,

http://www.ftc.gov/bcp/conline/edcams/freereports/index.html

____________________________________________________

You can go directly to the (link) page here:

https://www.annualcreditreport.com/cra/index.jsp

___________________________________________________

This will let you view your report online free for 30 days.

If you have a printer use it, to copy addresses. etc,
if need concering disputed areas.

If you do NOT have a printer, I would advise you to copy
all information into text notepads
so you will retain all that when
the 30 days free online time is up .

_______________________________________________________________

I sincerely hope this is of help to some of you.
Please share this info with family, friends, & co-workers.
We all have a legal right to get free reports now.
Don't go paying some company to fix what you can do yourself,
or pay the 9$ per report from the companies,
if you do not go thru this government line request for free copies.

Love,
Ami Joi Benton

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